Insurance and Protection

Every guide filed under Insurance and Protection.
How to Choose Health Insurance Without Overpaying
Choose Health Insurance
How to Choose Health Insurance Without Overpaying

Health insurance is one of those purchases where the sticker price can fool you. A plan with the lowest monthly premium often c...

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Filing an Auto Insurance Claim After a Fender Bender Without Wrecking Your Budget
File Insurance Claims
Filing an Auto Insurance Claim After a Fender Bender Without Wrecking Your Budget

If you get in a fender bender on the way to work, your first instinct might be to panic about your premium. Don’t. Panic makes ...

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How to File an Insurance Claim for Your Broken Laptop or Bike Without Losing Your Cool
File Insurance Claims
How to File an Insurance Claim for Your Broken Laptop or Bike Without Losing Your Cool

You pay your insurance premiums every month, and most of the time it feels like throwing money into a black hole. But then you ...

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The Ghost Broker Scam: How to Spot a Fake Insurance Agent Before You Pay
Avoid Insurance Scams
The Ghost Broker Scam: How to Spot a Fake Insurance Agent Before You Pay

You need car insurance. You’ve got a job, a commute, and about twelve minutes to sort it out between dinner and whatever else i...

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How Your Credit Score Really Affects Auto Insurance (And What to Do About It)
Get Auto Insurance
How Your Credit Score Really Affects Auto Insurance (And What to Do About It)

You work full-time and try to keep your money straight. The last thing you want is another bill that feels random. Car insuranc...

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Umbrella Insurance: The Cheap Backup Plan Your Auto and Renters Policies Are Missing
Add Umbrella Insurance
Umbrella Insurance: The Cheap Backup Plan Your Auto and Renters Policies Are Missing

You already have car insurance. Maybe renters or homeowners insurance too. So it feels like the grown-up box is checked. But he...

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How to Choose an Insurance Deductible Without Wrecking Your Budget
Understand Insurance Deductibles
How to Choose an Insurance Deductible Without Wrecking Your Budget

Insurance deductibles are one of those things you nod along to when you sign up, then forget until something goes wrong. But th...

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How to Spot and Avoid Insurance Scams That Can Wreck Your Credit
Avoid Insurance Scams
How to Spot and Avoid Insurance Scams That Can Wreck Your Credit

Insurance should be boring: you pay a premium and get protection. Scammers know most people don’t read the fine print or call t...

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Term Life Insurance: Simple Protection That Keeps Junk Credit Away From Your Family
Buy Term Life Insurance
Term Life Insurance: Simple Protection That Keeps Junk Credit Away From Your Family

Life insurance sounds like a chore, and most people put it off until someone else makes them think about it. But if anyone depe...

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Umbrella Insurance: The Cheap Safety Net Your Paycheck Needs
Add Umbrella Insurance
Umbrella Insurance: The Cheap Safety Net Your Paycheck Needs

You already have car insurance, renters or homeowners insurance, and health insurance. Those policies have liability limits. If...

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How to Get Auto Insurance Without Wrecking Your Credit
Get Auto Insurance
How to Get Auto Insurance Without Wrecking Your Credit

You need auto insurance. It is not optional in most states, and driving without it can cost you your license, your car, and mon...

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How to Choose Health Insurance Without Overpaying or Losing Sleep
Choose Health Insurance
How to Choose Health Insurance Without Overpaying or Losing Sleep

Health insurance can feel like a maze. But if you work full time and don’t have time, keep one goal: protect yourself from cata...

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Whole Life Insurance: A Straight-Talking Guide for Busy Workers Who Want Real Protection
Consider Whole Life Insurance
Whole Life Insurance: A Straight-Talking Guide for Busy Workers Who Want Real Protection

Whole life insurance is one of those products that gets sold hard and understood poorly. It is permanent life insurance. You pa...

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Disability Insurance: The Paycheck Protection You Can’t Afford to Skip
Protect With Disability Insurance
Disability Insurance: The Paycheck Protection You Can’t Afford to Skip

Most people insure their phones, cars, and apartments. They rarely insure the one thing that pays for all of it: their income. ...

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Umbrella Insurance: The Boring, Cheap Policy That Saves Your Future
Add Umbrella Insurance
Umbrella Insurance: The Boring, Cheap Policy That Saves Your Future

You already have auto insurance, renters insurance, or homeowners insurance. That’s good. But those policies have liability lim...

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Term Life Insurance: Cheap Protection That Keeps Your Family Out of Debt
Buy Term Life Insurance
Term Life Insurance: Cheap Protection That Keeps Your Family Out of Debt

If you’re working, paying bills, and trying to build decent credit, the last thing you want is one bad event wiping out years o...

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Get Auto Insurance Without Letting It Wreck Your Credit
Get Auto Insurance
Get Auto Insurance Without Letting It Wreck Your Credit

Auto insurance feels like one of those bills you pay because the law says so and because you can’t drive without it. But it’s a...

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Renters Insurance Is the Cheap Shield Your Credit Needs
Get Property Insurance
Renters Insurance Is the Cheap Shield Your Credit Needs

If you rent, the roof over your head is someone else’s building. Their insurance covers the structure. It does not cover your l...

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Term Life Insurance: The Boring, Cheap Protection Most Working People Actually Need
Buy Term Life Insurance
Term Life Insurance: The Boring, Cheap Protection Most Working People Actually Need

If you have a partner, kids, a mortgage, or student debt cosigned by someone who loves you, your income is infrastructure. Term...

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How to Avoid Insurance Scams That Can Wreck Your Credit
Avoid Insurance Scams
How to Avoid Insurance Scams That Can Wreck Your Credit

Insurance is supposed to protect your paycheck, health, car, and family. Scammers know you are busy. They count on you to skim ...

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Pick a Deductible You Can Cover Without Credit Card Debt
Understand Insurance Deductibles
Pick a Deductible You Can Cover Without Credit Card Debt

A deductible is the amount you pay before your insurance company pays its share. It is not a penalty or a monthly fee. It is th...

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How to Spot Fake Insurance Agents and Phony Policies Before They Cost You
Avoid Insurance Scams
How to Spot Fake Insurance Agents and Phony Policies Before They Cost You

A fake insurance pitch usually starts with a deal that feels too convenient. The premium is lower than every legit quote you go...

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How Insurance Deductibles Work and How to Choose One You Can Actually Afford
Understand Insurance Deductibles
How Insurance Deductibles Work and How to Choose One You Can Actually Afford

A deductible is the amount you pay before your insurance company pays for a covered claim. If a car repair is $2,000 and your d...

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How to Get Auto Insurance Without Trashing Your Credit
Get Auto Insurance
How to Get Auto Insurance Without Trashing Your Credit

Getting auto insurance feels like one more bill you have to deal with between work, rent, groceries, and everything else. You n...

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